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22.12.202501:00:00UTC+00PBoC Holds Steady: Loan Prime Rate Remains Unchanged at 3.00%

On December 22, 2025, the People's Bank of China (PBoC) announced its decision to maintain the Loan Prime Rate (LPR) at 3.00%. This marks a continuation from the previous level, aligning with the central bank's current economic strategy to maintain stability amid global uncertainties.

The unchanged rate reflects the PBoC’s cautious stance given the complex economic backdrop facing China and the world. By holding the LPR steady, the bank aims to support steady economic growth while managing inflationary pressures and financial risks effectively.

As a key tool for setting borrowing costs and influencing lending rates across China, the LPR's stability could signal the central bank’s confidence in the current economic trajectory. However, it also underscores a conservative approach in the face of ongoing economic challenges, allowing policymakers to remain flexible and responsive to future developments in the global economic landscape.

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